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Home Remodel Prequalification

Renovate and improve your existing home. Our prequalification process helps you understand your borrowing power and what a lender will usually ask for.

What You'll Typically Need

Lenders look for specific indicators of financial health when evaluating a home remodel prequalification. Having these documents ready will speed up a later lender review. This list is a guide, not a commitment that any lender will ask for exactly these items.

Proof of Income

Lenders need to verify your ability to repay the loan through consistent earnings.

Credit History

A later lender review can use your credit history to decide eligibility and rate. This site does not pull credit.

Document Checklist

Project estimate or contract
Current mortgage statement
Proof of income
Home equity paperwork
ID and Social Security card

Ready to get started?

The intake form is secure and tailored to the loan type you choose.

Start Prequalification

Lender categories

Verified home remodel requests are grouped so they can be sent to the right kind of lender. PrequalPro does not approve the loan.

Direct Lenders
Credit Unions
National Banks
Specialty Finance

Prequal vs Preapproval

Prequalification

An estimate based on information you provide. No credit pull on this site.

Preapproval

A lender decision based on verified documents and, often, a hard credit pull.

Read the full guide