01
Educate yourself
Open a loan type and read the document checklist. The lists describe what lenders commonly ask for later. They are not a promise that a specific lender will use that exact set.
How PrequalPro works
Three steps from learning the requirements to a verified request. We are not a lender, and nothing on this site is a loan approval.
02
Estimate capacity
The homepage estimator uses the income, debt, and down payment you enter. Home loans use a 43% debt-to-income limit at a sample 7% rate over 30 years. Auto loans use 36% at a sample 8% rate over 5 years. The result is an illustration, not an offer.
03
Verify and connect
Submit the intake form and confirm the 7-digit code we email you. After verification, the request can be shared with lending partners you consented to. A representative is expected to follow up within 24 hours.
Prequalification
You tell us the figures. We store a verified lead. We do not pull your credit, and we do not decide whether a lender should say yes.
Preapproval
That happens with a lender. They review documents and may place a hard inquiry on your credit report. Rates and fees, if any, come from them.